Brian McHone

RFS/SRES

 

 

 

 

Bio  
 
  • My real real estate career started in 2003  after coming from a lengthy career in construction. I was well versed in houses from top to bottom but was tired of fixing them and wanted to sell them. After obtaining my license and becoming the "Rookie of the Year" my first year, I knew that I had found my calling. Since being licensed I have obtained two accredidations that I believe will serve the public well. First was a "Certified Finance Specialist " designation that really taught me the in's and out's of the mortgage world. This tool has proved valuable beyond measure when helping my clients know what type of mortgage to get based on their specific goals. The next designation I obtained was a Senior Real Estate Specialist designation. This designation brought to my attention specific needs that seniors have that are different than the younger generation when it comes to life goals, retirement and wealth distribution.
    No matter your need, residential, new construction, commercial, or any other real estate related matter, I have educated myself and have a proven track record when it comes to real estate knowledge and superior customer service.
    I look forward to meeting you!

 

 

Seniors Real Estate Council Logo

Senior Real Estate Specialist

History

REALTORS® who want to specialize in the real estate needs of maturing Americans are earning the Seniors Real Estate Specialist (SRES®) designation by taking the SRES® course designed and conferred by the Real Estate Buyer's Agent Council (REBAC) of the National Association of REALTORS®. The SRES® designation was originally developed by the Senior Advantage Real Estate Council in 1997 to focus on the needs of home buyers and sellers aged 50+. It became an official member of the NAR family of designations in March 2007.

"Knowing how to best serve home buyers, sellers and investors at all stages of life is another way REALTORS® add value to the real estate transaction," said 2007 NAR President Pat V. Combs, of Grand Rapids, Michigan, and vice president of Coldwell Banker-AJS-Schmidt. "As our clients mature, they have different real estate goals and needs from those of younger consumers. Given the importance of the emerging senior market nationwide, the number of REALTORS® earning the SRES® designation is likely to increase dramatically over the next few years."

The SRES® course highlights topics including distinguishing characteristics and trends related to the 50+ population; housing, finance, and retirement income considerations of these consumers; outreach methods for building 50+ clientele; and counseling strategies to help clients and customers plan ahead for life transitions. Participants can learn:

Benefits for Consumers

A Seniors Real Estate Specialist® is experienced and knowledgeable in meeting your specific needs and that can make all the difference in the world.

As we age, we demand specialists in our health needs, so why not in our housing and equity needs as well? An SRES® brings:

 

 

 

RFC
The Residential Financing Council

 

 

Selling Your Home

 


 

 

Determining the best asking price for your home involves a number of factors:

How can you differentiate your house from other properties on the market that are competing for the buyers’ eyes? Creative financing can be the key.

Rather than reducing the price, structuring a seller buy-down can expand the market for your home while providing the highest net return.

Consult with a Residential Finance Specialist before you put your home on the market. It could save you time and money.

Buying Your Home

 


 

 

If you are considering a home purchase, start with the financing. Loan pre-approval not only gives you a more accurate picture of what you can purchase within the budget that you have selected. It also gives you leverage once you have selected your next home—particularly in a “seller’s market” where there are more buyers than homes for sale. Sellers tend to give preference to buyers who come pre-approved for the financing. That eliminates one of the primary causes of contracts failing to close.

It is also important to understand the dynamics of the home marketplace in the area in which you are looking for a home. Recent sales activity as well as short and long-term forecasts are important to a sound purchase decision.

Selecting the right financing for your purchase is equally critical to the long-term success of your purchase decision. There are hundreds of loan products on the market today, and there is no “one size fits all” solution to the financing puzzle. The financing option that you choose must fit your needs today—as well as being adaptable to your changing needs in the future.

A Residential Finance Specialist (RFS) can handle the entire transaction for you, from initial loan application, through the home search process, contract negotiations and all the way to closing.

Before you begin your home search process, consult with a Residential Finance Specialist.